Legal & Privacy
This site hosts the public legal documents for the Panthera Insight mobile app. The app is published by Panthera International Asia Capital Pte. Ltd., an entity regulated by the Monetary Authority of Singapore (MAS) under Capital Markets Services Licence CMS101735 for fund management.
Disclaimer & Acknowledgement — Strict Rules
The following terms are the binding rules of use for Panthera Insight. They are the same terms presented for acknowledgement in the app on first sign-in and are reproduced here in full so that they remain accessible at any time without launching the application. Please read them carefully.
1. Nature of the service
Panthera Insight (the "App") is a read-only reporting tool made available by Panthera International Asia Capital Pte. Ltd. ("Panthera"), an entity regulated by the Monetary Authority of Singapore under Capital Markets Services Licence CMS101735, to existing clients of Panthera for the purpose of viewing portfolio information prepared by Panthera Singapore's team.
The App does not place trades, hold client monies, transmit funds, or otherwise effect any transaction. The App does not provide financial, investment, tax, accounting, or legal advice and does not constitute a recommendation, offer, or solicitation to buy, sell, or hold any security, fund, or other financial instrument.
2. Indicative information only — UBS and NAV records prevail
The information presented in the App is provided for indicative reference purposes only and does not represent the official books and records of any custodian, fund administrator, or counterparty. The data may be subject to delay, omission, rounding, or other inaccuracies and may contain errors.
In the event of any discrepancy, inconsistency, or conflict between the information displayed in the App and the transaction records, valuations, statements, or data provided by UBS AG ("UBS") or NAV Fund Services (or any successor fund administrator engaged by Panthera) (together, the "Definitive Records"), the Definitive Records shall prevail and shall constitute the sole and authoritative record of your holdings, transactions, and valuations.
You agree to rely exclusively on the Definitive Records for any decision, reconciliation, instruction, tax filing, or other action, and you undertake to notify your Panthera relationship manager immediately upon becoming aware of any such discrepancy.
3. No reliance; past performance
You should not rely on any information presented in the App as the basis for any investment, tax, or legal decision. Past performance is not a reliable indicator of, and does not guarantee, future results. Investments can fall as well as rise and you may receive back less than you invested. You are solely responsible for obtaining independent professional advice appropriate to your circumstances.
4. Account security and eligibility
Access to the App is granted only to clients who have been individually invited and whose identity has been verified by Panthera. You are responsible for maintaining the confidentiality of your registered email address, your device, and any device biometric or passcode credentials used to unlock the App. Any person able to receive your sign-in code or unlock your device may be able to view your reports. You agree to notify Panthera promptly in the event of any suspected unauthorised access.
5. Permitted use
The App and its content are licensed, not sold, to you on a limited, revocable, non-transferable, non-exclusive basis solely for your personal access to your own portfolio information. You shall not:
- attempt to access, probe, modify, disrupt, or circumvent any security feature of the App or Panthera's systems beyond the access expressly granted to you;
- reverse-engineer, decompile, or extract source code from the App except to the extent permitted by mandatory law;
- reproduce, redistribute, or make available the App or any content shown therein to any third party without Panthera's prior written consent.
6. Data, privacy and third-party services
Panthera processes your personal data in accordance with the Privacy Notice. The App relies on sub-processors (including cloud hosting, authentication and error monitoring providers) to operate; those sub-processors are engaged under contractual safeguards but operate under their own terms. By using the App you acknowledge that you have read the Privacy Notice and the Terms of Service and agree to them in full.
7. Service availability; "as is"
The App is provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, statutory, or otherwise, including without limitation any warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement, to the maximum extent permitted by applicable law. Panthera does not warrant that the App will be uninterrupted, timely, secure, or error-free, nor that any defect will be corrected.
8. Limitation of liability
To the maximum extent permitted by applicable law, Panthera and its officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profit, revenue, data, or goodwill, arising out of or in connection with your use of the App, even if advised of the possibility of such loss. Nothing in this disclaimer excludes or limits any liability which cannot lawfully be excluded or limited, including liability for fraud or for death or personal injury caused by negligence.
9. Continued use; amendments
Panthera may amend this Disclaimer & Acknowledgement, the Privacy Notice, and the Terms of Service from time to time. Material changes will be re-prompted in-app where reasonable. Your continued use of the App after such amendment shall constitute your acceptance of, and agreement to be bound by, the amended terms in their entirety.
10. Governing law
This Disclaimer & Acknowledgement is governed by the laws of Singapore. Disputes arising out of or in connection with it shall be subject to the exclusive jurisdiction of the courts of Singapore, without prejudice to any non-excludable mandatory rights you may have in your country of residence.
Regulatory status
| Operating entity | Panthera International Asia Capital Pte. Ltd. |
|---|---|
| Jurisdiction | Singapore |
| Regulator | Monetary Authority of Singapore (MAS) |
| Licence type | Capital Markets Services (CMS) Licence |
| Licence number | CMS101735 |
| Regulated activity | Fund management |
The licence governs the operating entity's fund-management activities. The Panthera Insight app itself is a read-only reporting channel and does not transact on behalf of clients. Verify the licence on the MAS Financial Institutions Directory.
About the app
Panthera Insight is a read-only portfolio reporting application provided to existing clients of Panthera International Asia Capital Pte. Ltd. The app does not process payments, hold funds, or transmit money. Reports are produced by Panthera's portfolio operations team and made available to the named client through the app.
Documents
Contact
Data protection enquiries: it@pantherafo.com